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The Benefits of Getting a Portugal D7 Visa

The Portugal D7 Visa is a popular visa program, as you can use this visa as a tool to eventually become a permanent resident of Portugal. One key feature of this program is that you can achieve permanent residency without investing in Portugal. Other programs may require a significant investment of $250,000 USD or more in some cases.

The Portugal D7 visa also allows the applicant to bring family members if they can prove they have sufficient funds. The income requirements for this visa are very low, and the cost of living in Portugal is low relative to other European destinations.


Map of Portugal

Map of Portugal


Portugal is a popular destination for many tourists, retirees, and digital nomads. Portugal is one of the world’s safest countries and ranked 6th globally according to the Global Peace Index. Portugal is close to many sought-after European destinations, yet it has a substantially lower cost of living. Establishing Portugal as a hub may be one of the cheapest and most efficient ways to see Western Europe. These factors make Portugal an ideal destination for long-term residence.



Portugal is an appealing destination for residency because it is one of the lowest-cost destinations in Europe. The minimum wage in Portugal is only around €620/month ($620/mo USD), while the average net salary in the country is a little over €1,000 ($1000 USD). One unique thing about this visa is that the passive income requirement amount is very close to the country’s minimum wage. Other programs often require one to prove that they make 2-3x the country’s minimum wage. One crucial factor to note is that people working in Lisbon tend to earn more than the average salary, so the cost of living in Lisbon will be much more expensive. However, Lisbon still has a lower cost of living and is cheaper than other major cities in places such as Canada or the United States.



Portugal is an excellent place for expats and retirees to set up roots. Portugal is an ideal destination for outdoor enthusiasts, as it has a variety of hiking and natural attractions. Some of these destinations include Parque Nacional da Peneda-Gerês, Lagoa Do Fogo, Serra da Estrela, and the famous Camino De Santiago Trail. Portugal is also famous for its numerous beaches near popular coastal towns such as Lisbon, Faro, and Sines. Portugal also has stellar historical attractions, several of which Unesco recognizes as World Heritage sites.


Close up of Portugal Passport in Black Suitcase Pocket

Close up of Portugal Passport in Black Suitcase Pocket


The Portuguese government created the D7 visa in 2007. It is also known as a retirement visa or passive income visa and has helped boost the economy by attracting wealthy individuals. This visa allows anyone with various passive income sources to live in Portugal. One of the most intriguing facts about this visa is that you only need to prove that they make around €8,640/year to be eligible. Many people who apply for this visa are semi-retired and often travel to Portugal with their family members. Luckily, you can also use the D7 visa to support your family. The applicant only needs to show 50% of the €8,640 ($8,640 USD) to support their spouse and 30% for each additional child.

Once you receive approval, you will receive a visa valid for four months. After this, you need to apply for a residency visa valid for two years. You can then extend it for an additional three years. After spending five years in Portugal, you are then eligible to apply for a permanent residency visa. If you aim for residency, you must stay in Portugal for 183 days, uninterrupted days throughout the year or for eight months. This factor should be noted as some residency programs can be obtained merely through investments and do not require a physical presence in the country for a certain period.

Some individuals may also apply for this visa because it can eventually allow them to travel visa-free through the Schengen area. This option can be one of the easiest and cheapest ways to explore Europe, as the cost of living in Portugal is low, and it is a close flight away from many European countries.

People with a D7 visa can also enjoy multiple benefits when they have a residency visa. These benefits include access to national health service care, working as an independent professional, vocational schooling, and Portuguese education. You can always check out our schooling program for your children.


Portugal Visa application form

Portugal Visa application form


Below are some of the application requirements:

  • Provide proof of €705/month ($705/mo USD) in passive income
  • Deposit €8,460 ($8,460 USD) in a Portuguese account for one year
  • Complete a background check
  • Provide proof of accommodation
  • Provide proof of health insurance
  • Complete the online application

It is crucial to carefully plan for this visa, as some of the application requirements ( i.e. criminal background check) require you to wait. Once you submit your application, the deadline for approval of the application is 60 days.

One important thing to remember is that the application process is not over once you apply for the visa. Once you arrive in Portugal, you will still need to apply for permission to reside in Portugal. You will have four months to do this once you arrive in Portugal.


For Everything you need to know about residencies, second passports and wealth protection, read this amazing article: The Basics of How To Get a Second Passport Or a Second Residency.


Portugal Ursa Beach sunset at Atlantic ocean

Portugal Ursa Beach sunset at Atlantic ocean


The Portugal D7 visa is the best fit for most people who want residency in Portugal. Although Portugal does not currently have a digital nomad visa, digital nomads can still apply for the D7 visa if they meet passive income requirements. If you have a strong interest in Portugal and are willing to invest in real estate, the gold visa program could be a solid option. However, the D7 visa option is simpler and also offers residency.

The Portugal D7 visa seems to be the most beneficial for someone who is retired or semi-retired and wants to bring their family to Portugal. The Portugal D7 visa is an excellent option if you want to become a resident of Portugal without investing in the country. Furthermore, it is a very family-friendly program, as the income requirements for a large family are low. While the application process for this visa is ongoing and relatively complex, there are extra benefits associated with having residency in Portugal.



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I help my clients to move offshore for freedom, privacy and autonomy by focusing on the immigration, legal, and tax issues that you will face when becoming an expat. If you would like to work one-on-one with me on getting out of Canada or the USA (or setting up a Plan-B location), then read this important letter and fill in an application form to become a Private Client. My fees are not cheap; however, I can assure you that when you work with a professional firm like ours, the results will be worth it.

Mikkel Thorup

Written by Mikkel Thorup

Mikkel Thorup is the world’s most sought-after expat consultant. He focuses on helping high-net-worth private clients to legally mitigate tax liabilities, obtain a second residency and citizenship, and assemble a portfolio of foreign investments including international real estate, timber plantations, agricultural land and other hard-money tangible assets. Mikkel is the Founder and CEO at Expat Money™, a private consulting firm started in 2017. He hosts the popular weekly podcast, the Expat Money Show, and wrote the definitive #1-Best Selling book Expat Secrets - How To Pay Zero Taxes, Live Overseas And Make Giant Piles Of Money.

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