Oman Insurance is one of the leading insurance companies in the UAE and Qatar. Having won multiple awards, the company has been distributing its service to a wide range of clientele for several years. The sectors Oman Insurance covers are life, health, motor, and personal lines. It also offers a club membership that grants its users access to a variety of discounted lifestyle services.
A few years ago, when I launched my first company, we were a tiny office of ten people. Setting up a company from scratch comes with a bunch of stresses and strains, one of which is setting up your staff with medical insurance. Growing up, my parents’ company geared us up with Oman Insurance, so I decided to use its services with my own. Here’s the low-down on my experience.
Rates and prices
Oman Insurance has two types of medical insurance packages to offer. This depends on the size of your company and how much each employee earns on a monthly basis. If they earn north of 4000 dirhams a month, they’re eligible for the premium insurance policy. Depending on their current medical condition and age, you can expect an average bill of three to four thousand dirhams annually per employee. As a modestly-sized company, I didn’t find this a massive investment.
Oman Insurance is a reputable player in the business, and most major hospitals accept its card. If you’re a large company with varying medical insurance packages depending on your employee’s role and salary, their access to hospitals might vary as well. Premium medical cards are accepted at private establishments, whereas the options available to standard policies are slightly limited. Whenever the card is used, an admin fee of ten to 50 dirhams will be applicable.
Speed of service and claims
The general opinion on Oman Insurance is that it’s a reliable company to work with. If you’re a member of the insurance company’s premium network, you’ll have a wide array of medical options to opt for. Typically, these tend not to offer maternal, optical, psychiatric, or dental cover. The insurance company is efficient, and incredibly alert when it comes to processing claims and answering related questions. I didn’t experience hurdles using this company’s services.
Oman Insurance’s customer service department is organised and uncomplicated. It was a breeze getting in touch with the company. The customer service agent was polite and proficient, answering all of my questions in immense detail. My conversation with Oman Insurance gave me the security I was looking for, and I promptly signed up for its services after that chat.
There’s a batch of benefits that comes with joining Oman Insurance Club. The club membership gives you access to annual savings of 10,000 dirhams if you use the products and services of Oman Insurance’s partners. These companies are diverse, and their services range from yoga sessions and children’s nurseries to personal chauffeurs and sushi restaurants.
Al Maktoum Building 24, Deira, Dubai